Required Auto Insurance in Texas

When you are a driver in Texas, your vehicle is required to have an auto insurance policy on it. This protects others on the road as well as yourself by taking care of the bills that are due after an accident has happened with your vehicle. There are different amounts of coverage for different types of protection required in the policy. It’s also a good idea to have a few types of coverage that aren’t required on top of the types of coverage that are. This will keep you well-protected against accidents.

To get your auto insurance, call us at Quote Savant in Frisco, TX and get started. 

Required Coverage Types

When you get your auto policy, there are three amounts required in the policy. The first is a required minimum amount for bodily injury liability that is for a single person who becomes injured in an accident that is decided to be your fault. Next, there is a higher minimum amount required for all of the parties who were injured in the accident. Both of these pay for certain expenses such as lost wages and medical bills for injured third parties. Then, there is a minimum amount required for property damage liability. This pays for the other person’s property damage after an accident that is your fault. 

Other Coverage Types

In addition to the required coverage types, it’s a smart idea to get a couple of other types of coverage. Comprehensive coverage pays for risks to your vehicle when it isn’t being driven. Collision coverage pays for the damage to your own vehicle after you cause an accident that damages it. 

Get Your Auto Policy

When you need auto insurance, we can help. To learn more and get started, give us a call today at Quote Savant in Frisco, TX.